--- title: Meet the Evolution Risk Partners Team | Experts in Stop-Loss Solutions description: Discover the experienced team behind Evolution Risk Partners. From underwriters to leaders, our experts deliver tailored stop-loss solutions with precision and care. --- [![evolution-logo](https://evolutionrisk.com/hubfs/Erp/images/evolution-logo.svg "evolution-logo")](https://evolutionrisk.com/?hsLang=en) - [About Us](https://evolutionrisk.com/about-us) - [Why Us](https://evolutionrisk.com/about-us/why-erp) - [Our Team](https://evolutionrisk.com/about-us/our-team) - [Carrier Partners](https://evolutionrisk.com/about-us/carrier-partners) - [Careers](https://evolutionrisk.com/about-us/careers) - [News & Press Releases](https://evolutionrisk.com/about-us/news-and-press-releases) - [Solutions](https://evolutionrisk.com/solutions) - [Traditional Stop-Loss](https://evolutionrisk.com/solutions/traditional-stop-loss) - [Alternative Risk Solutions](https://evolutionrisk.com/solutions/alternative-risk-solutions) - [Evolve Captive](https://evolutionrisk.com/solutions/evolve-captive) - [Evolve Captive](https://evolutionrisk.com/evolve-captive) - [Group Captives](https://evolutionrisk.com/evolve-captive/group-captives) - [Stand-Alone Captives](https://evolutionrisk.com/evolve-captive/stand-alone-captives) - [Who We Serve](https://evolutionrisk.com/who-we-serve) - [Self-Insured Employers](https://evolutionrisk.com/who-we-serve/self-insured-employers) - [Insurance Brokers](https://evolutionrisk.com/who-we-serve/insurance-brokers) - [General Agencies](https://evolutionrisk.com/who-we-serve/general-agencies) - [Third Party Administrators](https://evolutionrisk.com/who-we-serve/third-party-administrators) - [Our Approach](https://evolutionrisk.com/our-approach) - [Claims Management Support](https://evolutionrisk.com/our-approach/claims-management-support) - [Specialized Expertise in Stop-Loss](https://evolutionrisk.com/our-approach/specialized-expertise-in-stop-loss-insurance) - [Technology & Innovation](https://evolutionrisk.com/our-approach/technology-innovation) - [Underwriting Excellence](https://evolutionrisk.com/our-approach/underwriting-excellence) - [Resources](https://evolutionrisk.com/resources) - [FAQs](https://evolutionrisk.com/resources/frequently-asked-questions) - [Forms & Documents](https://evolutionrisk.com/resources/forms-documents) - [Glossary of Terms](https://evolutionrisk.com/resources/glossary) - [Get in Touch](https://evolutionrisk.com/get-in-touch) # Meet the ERP Team At Evolution Risk Partners, our team shares a vision to redefine partnership in stop-loss insurance, working together to deliver impactful solutions. Through tenured underwriting teams and white-glove customer service, we empower brokers and employers with tailored risk management strategies and responsive support. [Get In Touch](https://evolutionrisk.com/get-in-touch?hsLang=en) [Partner With Us](https://evolutionrisk.com/about-us/why-erp?hsLang=en) ## Executive Leadership Team With extensive experience across stop-loss insurance underwriting, claims management, and client service, our leadership team has been instrumental in shaping the industry. Having worked with leading insurers and MGUs, they bring specialized expertise and a commitment to delivering innovative, reliable solutions for brokers and employers. ![George-Lemmon (1)](https://evolutionrisk.com/hs-fs/hubfs/George-Lemmon%20(1).jpg?width=289&height=230&name=George-Lemmon%20(1).jpg) ### George Lemmon CEO / Founder View Bio ![chad (1)](https://evolutionrisk.com/hs-fs/hubfs/chad%20(1).jpg?width=289&height=230&name=chad%20(1).jpg) ### Chad Parker President / Founder View Bio ![Melissa-Drumsta (1)](https://evolutionrisk.com/hs-fs/hubfs/Melissa-Drumsta%20(1).jpg?width=289&height=230&name=Melissa-Drumsta%20(1).jpg) ### Melissa Drumsta Chief Financial Officer View Bio ![KrisG](https://evolutionrisk.com/hs-fs/hubfs/KrisG.png?width=289&height=230&name=KrisG.png) ### Kris Grahl Chief Underwriting Officer View Bio ### George Lemmon CEO / Founder ![George-Lemmon (1)](https://evolutionrisk.com/hs-fs/hubfs/George-Lemmon%20(1).jpg?width=289&height=230&name=George-Lemmon%20(1).jpg) - ##### Evolution Risk Partners (2018 - Present) - ##### Voya Financial (2009 - 2017) SVP, National Head of Employee Sales Managed a 130 person team and built a $1.4B+ business - ##### Sun Life Financial (1998 - 2008) Senior Sales Representative - ##### Albion College - BA, Economics BA, Economics - ##### The University of Chicago MBA, Finance & Entrepreneurship ### Chad Parker President / Founder ![chad (1)](https://evolutionrisk.com/hs-fs/hubfs/chad%20(1).jpg?width=289&height=230&name=chad%20(1).jpg) - ##### Evolution Risk Partners (2018 - Present) - ##### Voya Financial (2011 - 2018) Executive Regional Manager Managed medical stop-loss premiums of $200M BD and management of all sales/service teams in SW - ##### Sun Life Financial (1996 - 2011) Senior Sales Representative Multiple National Sales Awards - ##### Boston College BS, Finance ### Melissa Drumsta Chief Financial Officer ![Melissa-Drumsta (1)](https://evolutionrisk.com/hs-fs/hubfs/Melissa-Drumsta%20(1).jpg?width=289&height=230&name=Melissa-Drumsta%20(1).jpg) - ##### Evolution Risk Partners (2022 - Present) - ##### Ernst & Young LLP (2008 - 2022) Senior Manager Transaction Diligence – Healthcare Sector Led Financial Due Diligence on national and multinational mergers, acquisitions and divestitures - ##### Professional Designations Certified Public Accountant (CPA) Illinois - ##### John Carroll University BS, Accountancy MBA ### Kris Grahl Chief Underwriting Officer ![KrisG](https://evolutionrisk.com/hs-fs/hubfs/KrisG.png?width=289&height=230&name=KrisG.png) - ##### Evolution Risk Partners (2023 - Present) - ##### Anthem, Inc. (2017 - 2023) Vice President, Stop Loss Anthem's strategic leader of Stop Loss. Responsible for driving profitable growth in the company's billion-dollar+ Stop Loss Business - ##### Voya Financial (2011 - 2017) National Director of Stop Loss Underwriting & Strategic Relationships - ##### CIGNA (2000 - 2010) Director of UW ## Senior Leadership Team ![bauer4](https://evolutionrisk.com/hs-fs/hubfs/bauer4.webp?width=289&height=230&name=bauer4.webp) ### Tony Bauer Director of Presale View Bio ![melanie](https://evolutionrisk.com/hs-fs/hubfs/melanie.jpg?width=289&height=230&name=melanie.jpg) ### Melanie Wyatt Director of Client Services View Bio ![Jennifer-Taylor](https://evolutionrisk.com/hs-fs/hubfs/Erp/images/Jennifer-Taylor.png?width=289&height=230&name=Jennifer-Taylor.png) ### Jennifer Taylor Director of Alternative Risk View Bio ![belinda (1)](https://evolutionrisk.com/hs-fs/hubfs/belinda%20(1).jpg?width=289&height=230&name=belinda%20(1).jpg) ### Belinda Fortman Captive Manager View Bio ![linda (1)](https://evolutionrisk.com/hs-fs/hubfs/linda%20(1).jpg?width=289&height=230&name=linda%20(1).jpg) ### Linda Subbiondo Director of Stop Loss Claims View Bio ![gina (1)](https://evolutionrisk.com/hs-fs/hubfs/gina%20(1).jpg?width=289&height=230&name=gina%20(1).jpg) ### Gina Bell Director of Medical Risk View Bio ### Tony Bauer Director of Presale ![bauer4](https://evolutionrisk.com/hs-fs/hubfs/bauer4.webp?width=289&height=230&name=bauer4.webp) - ##### Evolution Risk Partners (2024 - Present) - ##### Anthem (2019 - 2024) Head of Pre-Sale team nationally - ##### Voya Financial (2007 - 2019) Mid-Large market Underwriter Moved to manage the Pre-Sale Team Nationally - ##### St. Cloud State BA, Finance ### Melanie Wyatt Director of Client Services ![melanie](https://evolutionrisk.com/hs-fs/hubfs/melanie.jpg?width=289&height=230&name=melanie.jpg) - ##### Evolution Risk Partners (2019 - Present) 28 years of Financial Services - ##### Principal, Piper Jaffray (2015 - 2019) - ##### GKST BMO (1991 - 2015) Vice President - ##### Indiana University BA, Economics ### Jennifer Taylor Director of Alternative Risk ![Jennifer-Taylor](https://evolutionrisk.com/hs-fs/hubfs/Erp/images/Jennifer-Taylor.png?width=289&height=230&name=Jennifer-Taylor.png) - ##### Evolution Risk Partners (2022 - Present) - ##### BCBS (2017 - 2022) Served as lead underwriter for specialty stop loss programs for Fully Insured Transitions, Level-Funded, and Group Purchasing Risk Pools - ##### University of South Carolina BS, Mathematics ### Belinda Fortman Captive Manager ![belinda (1)](https://evolutionrisk.com/hs-fs/hubfs/belinda%20(1).jpg?width=289&height=230&name=belinda%20(1).jpg) - ##### Evolution Risk Partners (2023 - Present) - ##### Independent Captive Management (2003 - 2023) Captive Program Development and Management of Regulatory Compliance and Financial Reporting - ##### State of Tennessee (2020 - 2021) Leader of State Regulation over Captive Insurers - ##### Professional Designations Certified Management Accountant Associate in Risk Management ICCIE Fellow ### Linda Subbiondo Director of Stop Loss Claims ![linda (1)](https://evolutionrisk.com/hs-fs/hubfs/linda%20(1).jpg?width=289&height=230&name=linda%20(1).jpg) - ##### Evolution Risk Partners (2022 - Present) - ##### Berkshire Hathaway (2016 - 2022) AVP of Stop Loss Claims - ##### AIG (1996 - 2016) Stop Loss Claims Manager - ##### USB/HCC (1991 - 1996) SL Auditor - ##### California State Fullerton BS, Child Development ### Gina Bell Director of Medical Risk ![gina (1)](https://evolutionrisk.com/hs-fs/hubfs/gina%20(1).jpg?width=289&height=230&name=gina%20(1).jpg) - ##### Evolution Risk Partners (2023 - Present) - ##### CIGNA (2006 - 2023) Leader of Stop Loss Medical Risk Business Development team of 17 nurses Developed Machine Learning Algorithm to supplement large claim review - ##### University of Tennessee BSN, BA Biology - ##### Southern Adventist University MBA ## Board of Directors ![erica-kasperkowiak](https://evolutionrisk.com/hs-fs/hubfs/erica-kasperkowiak.jpg?width=700&height=394&name=erica-kasperkowiak.jpg) ### Erica Kasperkowiak View Bio ![john-snyder-648x365](https://evolutionrisk.com/hs-fs/hubfs/john-snyder-648x365.jpg?width=648&height=365&name=john-snyder-648x365.jpg) ### John Snyder View Bio ![paul-yovovich-648x365](https://evolutionrisk.com/hs-fs/hubfs/paul-yovovich-648x365.jpg?width=648&height=365&name=paul-yovovich-648x365.jpg) ### Paul Yovovich View Bio ![joe-shenton-bio](https://evolutionrisk.com/hs-fs/hubfs/joe-shenton-bio.jpg?width=700&height=394&name=joe-shenton-bio.jpg) ### Joe Shenton View Bio ### Erica Kasperkowiak ![erica-kasperkowiak](https://evolutionrisk.com/hs-fs/hubfs/erica-kasperkowiak.jpg?width=700&height=394&name=erica-kasperkowiak.jpg) Erica is the founder and practice lead of the Private Equity Human Capital Risk consulting practice at CAC Specialty, an integrated specialty insurance brokerage and investment banking platform. She specializes in advising private equity clients of the holistic picture risks relative to employees in their portfolio and mitigating those risks. Her prior roles include management consulting, benefits consulting, and HR/operations. She holds a unique designation as a Health Rosetta advisor, a think tank cohort working to fix the healthcare paradigm in the US. ### John Snyder ![john-snyder-648x365](https://evolutionrisk.com/hs-fs/hubfs/john-snyder-648x365.jpg?width=648&height=365&name=john-snyder-648x365.jpg) John was the Former Head of Medical Stop Loss, Berkshire Hathaway Specialty Insurance where he was responsible for the growth of the business. John also served as the Chief Strategy Officer at AIG Benefit Solutions and Chief Executive Officer at AIG Medical Excess, managing underwriter for catastrophic healthcare risks for AIG. ### Paul Yovovich ![paul-yovovich-648x365](https://evolutionrisk.com/hs-fs/hubfs/paul-yovovich-648x365.jpg?width=648&height=365&name=paul-yovovich-648x365.jpg) Paul is a principal and co-founder of Lake Capital, a lower-middle-market private equity firm focused on the services sector. Previously, he served as president of Advance Ross Corporation and in a series of executive positions with Centel Corporation, a leading telecommunications company, including as president of its largest business unit. ### Joe Shenton ![joe-shenton-bio](https://evolutionrisk.com/hs-fs/hubfs/joe-shenton-bio.jpg?width=700&height=394&name=joe-shenton-bio.jpg) Joe is a Partner at Summit Trail Advisors. Previously, he was a Director with Barclays Capital by way of Lehman Brothers, where he was a Senior Vice President. Joe began his career in financial services in 2001 with Sanford Bernstein where he was a Principal. He was co-founder and CEO of software service company JobPlex, which he sold in early 2001, and prior to that was Senior Vice President of Operations with business services firm EPS Solutions. ## A Partner Invested in Your Success Get to know our team and discover how we can support your stop-loss insurance needs. [Discover the ERP Difference](https://evolutionrisk.com/get-in-touch?hsLang=en) ![evolution-logo](https://evolutionrisk.com/hubfs/Erp/images/evolution-logo.svg) ###### Explore Our Site [About Us](https://evolutionrisk.com/about-us?hsLang=en) [Solutions](https://evolutionrisk.com/solutions?hsLang=en) [Evolve Captive](https://evolutionrisk.com/evolve-captive?hsLang=en) [Who We Serve](https://evolutionrisk.com/who-we-serve?hsLang=en) [Our Approach](https://evolutionrisk.com/our-approach?hsLang=en) [Resources](https://evolutionrisk.com/resources?hsLang=en) [Get In Touch](https://evolutionrisk.com/get-in-touch?hsLang=en) ###### Our Locations ###### Premium Remittance: P.O. Box 736357 Dallas, TX 75373-6357 ###### Email Us [general@evolutionrisk.com](mailto:general@evolutionrisk.com)