About Evolution Risk Partners

As the premier stop-loss MGU, Evolution Risk Partners is led by a team of industry veterans with a singular commitment: providing best-in-class service and innovative strategies that ensure financial stability for the markets we serve.

Tailored Stop-Loss Solutions Powered by Expertise

At Evolution Risk Partners, our mission is clear: to deliver creative, customized solutions that empower brokers and employers to navigate the complexities of medical risk confidently.

Founded in 2018, ERP provides comprehensive stop-loss insurance solutions with a personal touch. What truly sets us apart is our leadership team—composed of seasoned professionals with extensive experience in underwriting, claims, sales, medical consultancy, and client service. Their collective expertise brings a wealth of knowledge, positivity, and trust to every interaction. This deep industry insight allows us to craft precise solutions, adapting to the evolving needs of brokers and self-funded employers.

At ERP, we don’t just respond to change—we lead it, providing flexible, dependable support that helps our clients thrive in an ever-shifting landscape.

Who We Help

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Insurance Brokers

Direct Access

Employers

Reliable Claims Support

General Agencies

Financial Security

Third-Party Administrators

Our Core Values

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Partnership

ERP builds collaborative, long-term relationships with brokers and clients, delivering white glove service at every touchpoint. We go beyond transactions, working closely to understand and meet unique needs through tailored solutions.
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Teamwork

We operate as a unified force, both internally and with our partners. Our collective approach ensures seamless coordination, leveraging diverse strengths to achieve superior outcomes for our clients.
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Innovation

We continuously improve existing marketplace solutions. Our experienced team leverages their extensive knowledge to creatively adapt and enhance our offerings, ensuring we stay at the forefront of the industry.
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Integrity

Trust and compassion form the foundation of every successful partnership. We pride ourselves on being a rock-solid presence for our brokers and clients, consistently delivering on our promises with understanding and care.

Experience the ERP Advantages

Our team’s extensive expertise enables us to deliver exceptional stop-loss solutions across your entire book of business. Explore what makes us unique and how our industry veterans can support your success.

Meet The Seasoned Professionals
Driving Our Success

Our leadership team combines decades of experience in stop-loss insurance with deep expertise across finance, risk management, and compliance—backed by a proven track record of growing and managing large portfolios at major carriers.

Meet The Seasoned Professionals
Driving Our Success

ERP Executive Leadership

Our leadership team combines decades of experience in stop-loss insurance with deep expertise across finance, risk management, and compliance—backed by a proven track record of growing and managing large portfolios at major carriers.
George-Lemmon

George Lemmon

CEO / Founder
Chad-Parker

Chad Parker

President / Founder
Melissa-Drumsta

Melissa Drumsta

Chief Financial Officer
Kris-Grahl

Kris Grahl

Chief Underwriting Officer

Hear How We Deliver for Clients

As I have worked with Evolution Risk Partners it is clear to me that they have found the perfect balance between thoughtful solid underwriting and creativity that is needed to find the solutions for all of my self-funded accounts.
Broker Partner
The Evolution Risk team has a high level of expertise coming from their multiple different backgrounds. They are wonderful to work with and just really great people.
Broker Partner
When questions arise or claims issues need to be addressed, ERP is prompt and effective in coming up with and enacting a solution that leaves all parties feeling positive about the interaction.
Broker Partner
I have a deep level of trust in the partnership that ERP brings to the table and I’m confident that for any of my clients that we place with Evolution that they are in good hands.
Broker Partner

Partner With ERP

Is it time to evolve your risk management? We provide straightforward expertise with a partnership tailored to you.