Customized Risk Solutions With Stand-Alone Captives

Achieve full control of your risk management strategy with a captive designed exclusively for your business. Our stand-alone captives provide a bespoke approach, offering flexibility, autonomy, and financial stability.

What Are Stand-Alone Captives?

Stand-alone captives are fully tailored insurance solutions for individual businesses that seek the benefits of self-insurance without pooling risk with other entities. Ideal for larger organizations looking to exercise control over their healthcare costs, a stand-alone captive allows you to manage risks on your own terms. ERP’s dedicated team guides you through a seamless setup, ensuring that every aspect of your captive aligns with your unique risk profile and financial goals.

Features include:

  • Autonomous Risk Management: Full ownership of your claims and costs for complete financial control.
  • Flexible Coverage Options: Customizable contracts and features designed specifically for your business needs.

Who Should Consider Stand-Alone Captives?

This solution is well-suited for:

  • Larger Employers (250+ employees): Businesses ready to self-insure independently for enhanced control over healthcare expenses.
  • Financially Stable Organizations: Companies with the resources to manage their own claims and the desire for a fully customized insurance solution.

Benefits of Our Stand-Alone Captives

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Complete Control Over Risk

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Tailored Coverage

Proactive Claims Support

Proactive Claims Support

Rated Partners

Backed by A and A+ Rated Carriers

We Bring Unmatched Value to Our Clients

Brokers

Stand-alone captives offer a compelling option for clients who demand flexibility and independence in their risk management.
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Direct Access to ERP’s Underwriting Experts:
We work alongside brokers to craft stand-alone solutions tailored for specific client needs.
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Efficient Implementation and Support:
With ERP’s streamlined setup and proactive service, brokers can confidently offer a premium, hands-on experience.

Employers

For organizations seeking autonomy in self-insurance, a stand-alone captive provides the flexibility to fully customize your coverage.
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Enhanced Financial Control:
Manage your own claims experience and control premiums, with potential cost savings over time.
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Comprehensive and Personalized Support:
ERP’s dedicated claims analysts and client service team provide direct support for fast, smooth claims handling.

Hear How We Deliver for Clients

As I have worked with Evolution Risk Partners it is clear to me that they have found the perfect balance between thoughtful solid underwriting and creativity that is needed to find the solutions for all of my self-funded accounts.
Broker Partner
The Evolution Risk team has a high level of expertise coming from their multiple different backgrounds. They are wonderful to work with and just really great people.
Broker Partner
When questions arise or claims issues need to be addressed, ERP is prompt and effective in coming up with and enacting a solution that leaves all parties feeling positive about the interaction.
Broker Partner
I have a deep level of trust in the partnership that ERP brings to the table and I’m confident that for any of my clients that we place with Evolution that they are in good hands.
Broker Partner

Frequently Asked Questions

What is a stand-alone captive?
A stand-alone captive is a single-entity self-insurance solution, providing complete control over claims, costs, and underwriting decisions.
How does ERP support the captive process?
ERP’s experienced team simplifies the setup process, providing direct support at each step to ensure a successful launch and ongoing success of your captive.
Is there a long-term commitment with stand-alone captives?
While ideal for long-term strategies, ERP’s stand-alone captive structure offers the flexibility to adapt to your business’s evolving needs.

Let’s Build Your Stand-Alone Captive

Experience the freedom of a fully customized insurance solution with ERP’s stand-alone captive. Contact us to explore a captive strategy tailored exclusively for your organization.