Frequently Asked Questions
Find quick answers to common questions about stop-loss insurance, our services, and how Evolution Risk Partners supports brokers and employers.
What is stop-loss insurance, and why is it important?
Stop-loss insurance protects self-funded employers from catastrophic medical claims by reimbursing costs that exceed a predefined limit.
What types of stop-loss solutions does ERP offer?
We offer traditional stop-loss, alternative stop-loss, and captive solutions, each tailored to meet the unique needs of brokers and employers.
How quickly does ERP process claims?
Our expert claims team ensures accurate and timely processing, with an average payment time that exceeds the industry average.
What makes ERP different from other stop-loss providers?
ERP combines underwriting flexibility, deep industry expertise, and A/A+-rated carrier partnerships to deliver customized solutions and a high-touch, collaborative service experience.
Can ERP work with small and mid-sized businesses
Yes! We provide stop-loss solutions for businesses with 25 to 10,000 employees, offering personalized strategies to suit a wide range of needs.
What are "no new lasers at renewal"?
This means that during policy renewal, ERP won’t introduce additional exclusions or higher deductibles for specific individuals, ensuring stable and predictable coverage.
How do I request a stop-loss quote from ERP?
Visit our request a quote page and complete the form. Someone from our team will contact you shortly.
Experience the ERP Difference
Let us help you find the right stop-loss insurance solutions for you. Reach out to speak to our experts today.