---
title: Empowering Self-Insured Employers with Stop-Loss Insurance
description: Explore ERP's stop-loss solutions for self-insured employers. Control healthcare costs with tailored coverage, proactive claims support, and financial stability.
---

[![evolution-logo](https://evolutionrisk.com/hubfs/Erp/images/evolution-logo.svg "evolution-logo")](https://evolutionrisk.com/?hsLang=en)

- [About Us](https://evolutionrisk.com/about-us) 
    - [Why Us](https://evolutionrisk.com/about-us/why-erp)
    - [Our Team](https://evolutionrisk.com/about-us/our-team)
    - [Carrier Partners](https://evolutionrisk.com/about-us/carrier-partners)
    - [Careers](https://evolutionrisk.com/about-us/careers)
    - [News & Press Releases](https://evolutionrisk.com/about-us/news-and-press-releases)
- [Solutions](https://evolutionrisk.com/solutions) 
    - [Traditional Stop-Loss](https://evolutionrisk.com/solutions/traditional-stop-loss)
    - [Alternative Risk Solutions](https://evolutionrisk.com/solutions/alternative-risk-solutions)
    - [Evolve Captive](https://evolutionrisk.com/solutions/evolve-captive)
- [Evolve Captive](https://evolutionrisk.com/evolve-captive) 
    - [Group Captives](https://evolutionrisk.com/evolve-captive/group-captives)
    - [Stand-Alone Captives](https://evolutionrisk.com/evolve-captive/stand-alone-captives)
- [Who We Serve](https://evolutionrisk.com/who-we-serve) 
    - [Self-Insured Employers](https://evolutionrisk.com/who-we-serve/self-insured-employers)
    - [Insurance Brokers](https://evolutionrisk.com/who-we-serve/insurance-brokers)
    - [General Agencies](https://evolutionrisk.com/who-we-serve/general-agencies)
    - [Third Party Administrators](https://evolutionrisk.com/who-we-serve/third-party-administrators)
- [Our Approach](https://evolutionrisk.com/our-approach) 
    - [Claims Management Support](https://evolutionrisk.com/our-approach/claims-management-support)
    - [Specialized Expertise in Stop-Loss](https://evolutionrisk.com/our-approach/specialized-expertise-in-stop-loss-insurance)
    - [Technology & Innovation](https://evolutionrisk.com/our-approach/technology-innovation)
    - [Underwriting Excellence](https://evolutionrisk.com/our-approach/underwriting-excellence)
- [Resources](https://evolutionrisk.com/resources) 
    - [FAQs](https://evolutionrisk.com/resources/frequently-asked-questions)
    - [Forms & Documents](https://evolutionrisk.com/resources/forms-documents)
    - [Glossary of Terms](https://evolutionrisk.com/resources/glossary)
- [Get in Touch](https://evolutionrisk.com/get-in-touch)

# Empowering Self-Insured Employers with Reliable Risk Solutions

Take control of your healthcare strategy with stop-loss solutions that safeguard your business from high-cost claims. ERP is your partner in building a financially secure, self-insured future.

[Explore Our Solutions](https://evolutionrisk.com/solutions?hsLang=en)

## Why Self-Insure with ERP?

For self-insured employers, managing healthcare costs directly can bring both significant savings and complex challenges. ERP’s comprehensive stop-loss solutions are designed to make self-insurance more predictable and secure. With tailored coverage options, proactive claims support, and flexible contracts, ERP empowers you to take control of your healthcare expenses, ensuring that your employees are protected—and your bottom line stays stable.

Key features include:

- **Flexible Stop-Loss Coverage:** Options tailored to your risk tolerance, including traditional stop-loss, alternative risk solutions, and captives.
- **Proactive Claims Management:** Fast and accurate claim reimbursements, handled by ERP’s experienced team to minimize disruptions.

## Is Self-Insurance Right for You?

ERP’s stop-loss solutions are designed for:

- **Mid-Sized to Large Employers (25 to 10,000 employees):** Companies ready to gain control over healthcare costs with tailored stop-loss solutions.
- **Organizations Seeking Financial Stability:** Employers who want to balance costs savings with reliable protection against catastrophic claims.

 

## How We Support Self-Insured Employers

![calculator](https://evolutionrisk.com/hubfs/Erp/images/calculator.svg)

### Cost Control and Predictability

![Coverage Options](https://evolutionrisk.com/hubfs/Erp/images/Coverage%20Options.svg)

### Customized Coverage Options

![Expert Claims Support](https://evolutionrisk.com/hubfs/Erp/images/Expert%20Claims%20Support.svg)

### Expert Claims Support

![Seamless Onboarding](https://evolutionrisk.com/hubfs/Erp/images/Seamless%20Onboarding.svg)

### Backed by A and A+ Rated Carriers

## Hear How We Deliver for Clients

As I have worked with Evolution Risk Partners it is clear to me that they have found the perfect balance between thoughtful solid underwriting and creativity that is needed to find the solutions for all of my self-funded accounts.

###### Broker Partner

The Evolution Risk team has a high level of expertise coming from their multiple different backgrounds. They are wonderful to work with and just really great people.

###### Broker Partner

When questions arise or claims issues need to be addressed, ERP is prompt and effective in coming up with and enacting a solution that leaves all parties feeling positive about the interaction.

###### Broker Partner

I have a deep level of trust in the partnership that ERP brings to the table and I’m confident that for any of my clients that we place with Evolution that they are in good hands.

###### Broker Partner

## Frequently Asked Questions

 What are the benefits of self-insuring?

Self-insuring allows employers to directly manage healthcare costs, potentially saving money and providing greater flexibility in plan design.

 How does ERP's stop-loss insurance work?

ERP’s stop-loss insurance protects self-insured employers from high-cost claims by reimbursing costs above a set threshold, keeping your business financially secure.

 What options does ERP offer for self-insured employers

We provide traditional stop-loss, alternative risk solutions, and captive arrangements, each tailored to suit different levels of risk tolerance and financial objectives.

## Discover the ERP Advantage for Self-Insured Employers

Partner with ERP to build a secure, self-insured program that protects your business and your employees. Contact us today to discuss your stop-loss needs.

[Get In Touch](https://evolutionrisk.com/get-in-touch?hsLang=en)

![evolution-logo](https://evolutionrisk.com/hubfs/Erp/images/evolution-logo.svg)

###### Explore Our Site

[About Us](https://evolutionrisk.com/about-us?hsLang=en)  
[Solutions](https://evolutionrisk.com/solutions?hsLang=en)  
[Evolve Captive](https://evolutionrisk.com/evolve-captive?hsLang=en)  
[Who We Serve](https://evolutionrisk.com/who-we-serve?hsLang=en)  
[Our Approach](https://evolutionrisk.com/our-approach?hsLang=en)  
[Resources](https://evolutionrisk.com/resources?hsLang=en)  
[Get In Touch](https://evolutionrisk.com/get-in-touch?hsLang=en)

###### Our Locations

###### Premium Remittance:

P.O. Box 736357   
Dallas, TX 75373-6357

###### Email Us

[general@evolutionrisk.com](mailto:general@evolutionrisk.com)